*** Minimum interest rate is 2.99% for well qualified buyers (700+ credit score). It may be necessary to join a credit union to procure this rate, interest rates are subject to change call for our best current rate.
***Maximum interest rate is 21% for PA residents, you don't need a credit bureau score to get this loan. Finance rate is based on your credit qualifications. First time buyers are generally limited to borrowing $8500.00 to $11,500.00 dollars depending on your provable income.
***Average monthly payment is normally around $300 to $350.00 FOR SUB-PRIME FINANCING minimum amount to finance is $4000.00 but exceptions could apply to you, minimum monthly gross income to qualify for financing is $1,200.00 with no more than a DTI (debit to income) of 50% monthly allowable payment is 15% to 25% of your gross monthly income ("gross" is your before tax income).
***These loans are from a finance company it reports to the credit bureau so unlike buy here pay here it builds your credit.
***$1,750.00 Minimum monthly income to qualify for an installment loan at $350.00 per month. At a $350.00 month payment for 48 months you can borrow $11,307.63 dollars with a 21% interest rate.
***Prior repo /s, is / are ok (must be older than 6 months old but exceptions may apply to you ).
***Currently in a bankruptcy? Chapter 7 or, in a chapter 13 trustee / Judge's approval is required before delivery.
***Down payment is required, taxes, tags, Bank or Finance Fee, Guaranteed Auto Protection (GAP) and extended Warranty are in addition to cash price, and any credit history will qualify for a sub-prime credit loan including no credit score see your sales person for complete details. Other restrictions may apply to you.
***$500 dollars down ad apply to qualified buyers only, your salary, job time, residents time and other factors could impact the amount of money you would need down for these vehicles
YOU MUST QUALIFY TO RECEIVE
A $500.00 DOWN LOAN.
***Sub-Prime Leasing available for newer low mileage vehicles $1000 down minimum to qualify for this loan.
***Price listed is a promotional cash price only! Expect to pay regular list price if you plan to finance and your credit is less than a 700 credit score.
*** Bad Credit Car Loans, First time Buyer, Bankruptcy, Divorce, Self Employed, Repos are all no problem at
PHILLY USED CARS ONLINE
* you must meet minimum income and residence requirements to receive the $10.00 application reward.